Independent insurance guidance from St. George, UtahTalk with Greg & Adele · 435-767-1415
Enrollment timing

Know which Medicare dates matter to you.

Different life events and coverage changes can create different Medicare enrollment opportunities.

Annual Open Enrollment

October 15–December 7 each year is the usual window to change Medicare Advantage or Part D coverage for January 1 of the following year. The plan must receive the request by December 7.

Turning 65 and other changes

Initial enrollment, leaving qualifying employer coverage, moving, or other circumstances may create different enrollment opportunities. Confirm the rules and effective date for your situation.

If your plan is not renewed

A qualifying non-renewal can provide a special enrollment opportunity from December 8 through the last day of February. Other plan changes do not automatically create the same rights. See our 2027 guides and have your notice reviewed.

Make your next step a little clearer.

Bring your questions to Greg & Adele. We will help you review the choices for your situation.

Further reading: Medicare special enrollment periods

Call Greg & Adele · 435-767-1415