Tell us what matters.
Your doctors, prescriptions, budget, and the changes happening in your life.
All Utah Health Plans · Greg & Adele DaviesCoverage for the life
Coverage for the life
you're living.
A new chapter. A growing family. A Medicare decision. Whatever brings you here, we'll help you understand your insurance options and find a sensible next step.
30 yearsof insurance experienceSt. Georgelocal agents, personal helpUtah · Nevada · Arizonacoverage where you live
A little clarity goes a long way.Insurance guidance rooted in Southern Utah.
A good place to begin
What brings you here?
Choose your starting point. We’ll show you the most useful next steps.
Individual & family health coverage
Compare Marketplace and off-Marketplace choices, your doctors, prescriptions, and expected costs.
Your coverage, consideredDifferent needs.
Different needs.
Thoughtful options.
Understand what each type of coverage does, then compare the choices that fit your life.
Health insurance
Individual, family, and Marketplace coverage, explained with your priorities in mind.
Medicare
Advantage, Supplement, and prescription coverage for your next decision.
Life insurance
Protection for the people and responsibilities that matter to you.
Retirement
Explore income planning, annuities, and the questions worth asking.
Dental coverage
Spirit Dental options and a clear path to your dental quote.
Short-term coverage
Temporary options while you move between longer-term health plans.
Your 2027 Medicare reviewA plan ending?
A plan ending?
A next step is here.
Some Utah Medicare plans are ending or changing their service areas. Greg & Adele can help you read your notice and compare what comes next.
Meet your local insurance teamReal conversations.
Real conversations.
People you know.
We're Greg & Adele Davies, licensed insurance agents based in St. George. We take time to listen, explain the choices, and help you compare coverage for your situation.
Greg founded Insurance Benefit Plans of Utah in 1997. Adele joined him in insurance after a career in speech-language pathology. Together, we bring practical experience and a personal approach.
More about Greg & AdeleA clear way forwardFrom questions
From questions
to a decision.
You don't need to know all the insurance terms before we talk.
Understand the choices.
Look at available coverage, costs, and practical tradeoffs together.
Take your next step.
Get help with the application, enrollment timing, and questions along the way.
Questions are welcomeA few things
More answers ↗A few things
you may be wondering.
Where do you help clients?
We are based in St. George and help clients across Utah, Nevada, and Arizona. Available insurance plans depend on your location and eligibility.
Can you check my doctors and prescriptions?
Yes. Bring your doctors, hospitals, medications, doses, and preferred pharmacy. We can help review current provider networks and prescription coverage for the plans you are considering.
Does a $0 Medicare plan premium mean free health care?
No. A plan can have a $0 monthly premium while Medicare premiums, copays, deductibles, and other costs still apply. Compare the full cost of coverage.
What if my Medicare Advantage plan ends?
Keep your non-renewal notice. Depending on your situation, you may be able to choose another Medicare Advantage plan or consider Original Medicare with separate prescription coverage and Medicare Supplement insurance. We can help review the deadlines and rights that apply.